House Purchase Costs
STAMP DUTY
| Purchase
Price |
Stamp
Duty % of Purchase Price |
| > £175,000.00 |
N/A |
| >£250,000 First Time Buyers Only |
N/A |
| £175,000.01 > £250,000.00 |
1% |
| £250,000.01 > £500,000.00 |
3% |
| £500,000.01 and Over |
4% |
| £1,000,000 and over |
5% |
APPLICATION /
VALUATION FEES
| Purchase Price |
Report and Mortgage Valuation |
Report on Condition & Valuation |
| Application fee £150 in all cases. |
|
|
| To £100,000 |
£190.00 |
£335.00 |
| £100,000 - £150,000 |
£210.00 |
£385.00 |
| £150,000 - £200,000 |
£250.00 |
£445.00 |
| £200,000 - £300,000 |
£320.00 |
£505.00 |
| £300,000 - £400,000 |
£370.00 |
£575.00 |
| £400,000 - £500,000 |
£420.00 |
£675.00 |
| £500,000 - 1 Million |
By Negotiation |
By Negotiation |
CONVEYANCING COSTS.
INTERNATIONAL MORTGAGE PLANS are
pleased to announce a formal extension of their association with conveyancers
ISON HARRISON. In recognition of the quality of our business introductions we
are now able to offer a fixed fee conveyancing service. See our
Expat Legal Services page for details
LAND REGISTRY FEES
| Amount or Value |
Purchase |
Remortgage |
| > £ 50,000 |
£ 50.00 |
£ 50.00 |
| £ 50,000 > £ 80,000 |
£ 80.00 |
£ 50.00 |
| £ 80,001 > £ 100,000 |
£130.00 |
£ 50.00 |
| £100,001 > £ 200,000 |
£200.00 |
£ 70.00 |
| £200,001 > £ 500,000 |
£280.00 |
£ 90.00 |
| £500,001 > £1,000,000 |
£550.00 |
£130.00 |
MORTGAGE REPAYMENT GUIDE
Approximate monthly
repayment per £1,000
|
Rate % |
Interest
Only |
Capital
Repayments |
| |
|
10 Years |
15 Years |
20 Years |
25 Years |
| 3.5 |
2.91 |
10.03 |
7.24 |
5.87 |
5.06 |
| 4.0 |
3.33 |
10.28 |
7.50 |
6.14 |
5.34 |
| 4.5 |
3.75 |
10.54 |
7.76 |
6.41 |
5.62 |
| 5.0 |
4.17 |
10.79 |
8.02 |
6.68 |
5.91 |
| 5.5 |
4.58 |
11.05 |
8.30 |
6.97 |
6.21 |
| 6.0 |
5.00 |
11.32 |
8.58 |
7.27 |
6.52 |
| 6.5 |
5.42 |
11.59 |
8.86 |
7.56 |
6.83 |
| 7.0 |
5.83 |
11.66 |
9.15 |
7.87 |
7.15 |
| 7.5 |
6.25 |
12.14 |
9.44 |
8.17 |
7.48 |
| 8.0 |
6.67 |
12.42 |
9.74 |
8.50 |
7.81 |
|